Happy Spring!
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March 2023 Newsletter

The Wise Choice for all of your insurance needs since 1990!

Time for an Insurance Checkup?   
Life changes, and so should your insurance coverage. If you would like to sit down with us and discuss your policy, give us a call and schedule an appointment or just stop on in! 
Important Dates This Month:

March 12th: Daylight Savings - Don't forget to set your clocks ahead one hour. 
March 20th: First day of Spring!!!

Did you Know : Your Auto May Not be Insured Correctly While Gig Working
When you are out trying to make some extra money for the holidays doing Shipt, DoorDash, Uber, or Lyft in your personal vehicle, you need to have a Commercial policy to be covered correctly. If you are involved in a car accident, your personal auto policy will probably not pay for damages to your vehicle or provide any coverage for injury to your passengers or others. Some carriers offer an extra rider to be added to give you a little coverage. Call us to discuss you specific carrier in more in detail. 
A Commercial policy does cost a little more per month, but it will pale in comparison to the cost of medical bills and pain and suffering damages that you might be responsible for if you are involved in a crash without the correct coverage. Below are some links for some of the gig jobs that are out there:
*Uber and Lyft drivers in Michigan must be registered with the Department of Licensing and Regulatory Affairs (LARA) . Click here to learn more about this and other requirements in regards to Transportation Network Companies (TNC's).You need to check with the TNC or delivery service that you are working for and ask them about what they cover in case of an accident. Give us a call if you have any questions. We want to make sure that you can use your insurance if you need to. 
Support Your Community!
We are partnering with Allegan Homeless Solutions. They provide services and housing to the homeless by bridging gaps, breaking barriers, and bringing solutions.  If you would like to help, visit their website or donate by texting GIVE2AHS to 53555. You can also drop off new/gently used items or canned food to our office and we will deliver it! 
Things to donate are: can openers, personal items (deodorant, shampoo and conditioner, tooth brush/paste), laundry soap, feminine hygiene products, tissues, toilet paper, towels, canned ravioli and spaghetti, fast food and gas gift cards, bottled water, nail clippers, and non perishable/pull-tab food donations. 

 The Congregational Kitchen: We are also highlighting The Congregational Kitchen in Allegan. They provide Thursday Night dinners with no questions asked from 6-7 pm. They serve 1,000 meals a week. they also provide backpack meals to Allegan Public School students in need. They consist of 29 pantries that are served in 4 surrounding Counties. They are serving up God's love! If you would like to volunteer, or donate, go to their Facebook page. https://www.facebook.com/CongregationalKitchen or call 269-673-3139.

Are we doing a good job? If you think that we are, can you help us out? Click here or on the Google logo to be directed to our Google review page where you can let us know your thoughts. We appreciate and thank you!


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