Yo, “Luck and skill both matter.” What skills are you sharpening these days? Don’t be shy; hit reply. Your friend,
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1. 🤔 How Can I Ethically Invest? I Don’t Want My Money Going To Evil Corporations (Paco for Refinery29) This month, we're talking about how to ethically invest so your hard-earned money goes to companies you believe in. 2. 🤷♂️ Meet the Japanese man paid to do nothing (The Independent) 3. 👩🏫 The Latecomer’s Guide to Crypto (The New York Times) Crypto is a lot of things – including terribly explained. We’re here to clear things up. 4. 🎫 Finland, Home of the $103,000 Speeding Ticket (The Atlantic) “Income-based fines could introduce fairness to a legal system that many have shown to be biased against the poor.”5. 🤓 A bookkeeping thing - How to Pay Yourself From Your S Corp: What is a Reasonable Salary? (HYG Original) 6. 📃 “If You’re Getting a W-2, You’re a Sucker (ProPublica) I always say that people often make the mistake and assume the tax code is rigged rich vs poor. It’s more accurate that it’s rigged employers (self-employed) vs employees. 7. 🏝 No taxes. No welfare. Welcome to libertarian paradise island (Financial Times [potential paywall, sorry]) “Sark is independently governed as part of the Bailiwick of Guernsey, one of Britain’s three Crown dependencies. It has no income tax, no inheritance tax, no capital gains tax, no VAT and no employment laws of any kind. Its government is tiny and largely administered by volunteers.” 8. 🐾 We Need To Talk About The Carbon Footprints Of The Rich (NOEMA) “The discretionary carbon footprints of the 1% are not only unjust on a symbolic level. They are also quite literally a material cause of the climate crisis. Researchers estimate that more than half of the emissions generated by humanity since our emergence on this planet have been emitted since 1990. But in these past 30 years, the emissions of the poorest 50% of people have grown hardly at all: They represented a little under 7% of global emissions in 1990, and they remain a little over 7% of global emissions today. By contrast, the richest 10% of people are responsible for 52% of cumulative global emissions — and the 1% for a full 15%. This means that the richest 63 million are producing fully double the dangerous greenhouse gases that half of all humanity, or nearly four billion people, emit. When scientists include the embodied emissions — or what it takes to make the products bought by the rich — in the calculation of their individual carbon footprints, the numbers become even more grotesque: That makes the average carbon footprint of the richest more than 75 times higher than that of the poorest.”
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This Friday, April 29, I’ll be speaking on a panel for The New York Public Library alongside fellow finance author, Erin Lowry. Details and registration here. The Studio at TFD presents: The Financial Independence Summit is a digital summit to help you to start funding the life you want. It’s on May 14. I’ll be chatting alongside some other finance experts on a panel and giving a short talk about the art of getting paid on time. Details and tickets here. Get a $10 discount with the code HELLYEAH.
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1:1 money coaching for BIPOC. Let’s conquer scarcity mindset and build the wealth you deserve. Free 30-min consult. Hablo español. Text 971-268-8520 or deb@beemoneycoaching.com
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